OpenAI launched a ChatGPT Wallet so AI agents can make purchases without crypto. For freelancers, resellers or virtual assistants, could this cut friction for buying tools, ad credits, or assets for clients? Practical question: what tasks would you let an agent spend up to $50 automatically on (ad test, plugin, data), and what guardrails (daily cap, receipts, refund rules) would you require before trusting it with real money?